Kellands (Bristol) Limited
Financial Management Consultants
Quays Office Park
Conference Avenue
Portishead Bristol BS20 7LZ

Tel: 0117 900 4000
Fax: 0117 900 4111

E-mail: bristol@kelland.co.uk

Our products

Planning for retirement

It's official! Your retirement is going to be painful……unless you start to do something about it.

The need to accrue sufficient funds for your retirement has never been greater – and the cost of delay in retirement planning has often been demonstrated.

People are living longer, and, whilst the government provides a basic pension, it won’t keep you in the lifestyle to which you have become accustomed.

Pensions are one of the most tax efficient ways of saving for retirement, but despite the government’s attempts to simplify the pensions regime, the options available are truly mind-boggling. Issues you need to consider are;

We advise business and individuals on all matters concerning:

Pensions planning and review
Early retirement options
Topping up your pension
Personal pensions/stakeholder pensions
Redundancy options
Annuities
Income drawdown/phased retirement
Income drawdown/phased retirement
Self Invested Personal Pensions (SIPPs)
Small Self Administered Schemes

It's never too early to start thinking about your retirement provision. Even if you already have a pension scheme, you should have a regular review to ensure you are on course for your desired level of retirement income. Once you reach retirement, you are then faced with some very important decisions on how best to access your pension benefits.

Contact us now so together we can plan your financial future.